Chico: 530-897-4090
Paradise: 530-877-5122
Toll Free: 1-877-89-ACCESS

Northern California's Premier Retail Banker
with over $800 million in funded loans

Welcome to Access Real Estate Lending

Welcome real estate professionals and new visitors to Access Real Estate Lending’s redesigned web site @ accessloans.net. Access is one of Northern California’s premier mortgage lending companies located  in beautiful Chico, CA at 1051 Mangrove Avenue. Our friendly, experienced and knowledgeable mortgage bankers specialize in many loan programs and will guide you through every step of the loan process. The information on this site is updated regularly. Stay informed with updates and current trends taking place in the mortgage industry by clicking Industry Updates.

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Low Inventory: How To Be The Buyer With The Keys

Low Inventory: How To Be The Buyer With The Keys by Daniel C. Salas (Featured in Chico Enterprise Record) Has anyone else noticed that it’s a little difficult to find a home for sale lately? And, if you find one...be prepared to be in heavy competition with other buyers. Initially, it was small pockets of populations, throughout the United States. However, as reported by Forbes, “The number of homes listed for sale across the country is plummeting while simultaneously the prices sellers are...Continue Reading!

Industry Update: Wells Fargo Bias Settlement and Eliminating Wholesale Channel

Wells Fargo has recently taken the floor for news in the industry. Wells Fargo has announced that they will no longer be funding mortgages that are originated, priced and sold by independent mortgage brokers through its wholesale channel. Although it announced that the decision to eliminate its wholesale channel was not tied to the Department of Justice settlement, the two are strangely linked together.   So first, the settlement. Wells Fargo announced a "definitive settlement agreement between Wells Fargo Bank, N.A. and the...Continue Reading!

Record Low Rates

Evidence of continued record low rates. Access TV: Explaining The Evidence [youtube]_LTeIZo3KyA[/youtube]Continue Reading!

Little Smart App

Meet Our Little Smart App. [audio:http://accessloans.net/wp-content/uploads/2012/05/Smart-App.-effects.mp3|titles=Access Smart App] Listen to Our Little Smart App Radio Commercial Description: With our new app, Access Loans Chico, you can easily take your mortgage information with you. Enjoy the native iPhone app with enhanced user interface, now on other smart devices through the Android Market. View mortgage and real estate resources, staff profiles, mortgage calculators, social media integration(s), and more. Our Mobile Mortgage app is convenient, informational, and free. Features: One Touch Interface – Directions, Call, or Share all...Continue Reading!